[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/maleja.cz\/rodinny-dum-nebo-byt-na-hypoteku-je-v-ceske-republice-oblibenou-investici\/#Article","mainEntityOfPage":"https:\/\/maleja.cz\/rodinny-dum-nebo-byt-na-hypoteku-je-v-ceske-republice-oblibenou-investici\/","headline":"Rodinn\u00fd d\u016fm nebo byt na hypot\u00e9ku je v \u010cesk\u00e9 republice obl\u00edbenou investic\u00ed","name":"Rodinn\u00fd d\u016fm nebo byt na hypot\u00e9ku je v \u010cesk\u00e9 republice obl\u00edbenou investic\u00ed","description":"Kdy\u017e jsem se nast\u011bhoval do sv\u00e9ho nov\u00e9ho bytu v bytov\u00e9m dom\u011b na mal\u00e9m m\u011bst\u011b, zaj\u00edmalo m\u011b, jac\u00ed zde \u017eij\u00ed lid\u00e9 a zji\u0161\u0165oval jsem si o … ","datePublished":"2026-08-08","dateModified":"2026-08-08","author":{"@type":"Person","@id":"https:\/\/maleja.cz\/author\/#Person","name":"","url":"https:\/\/maleja.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"maleja.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/maleja.cz\/wp-content\/uploads\/pexels-gustavo-fring-7489107_2.jpg","url":"https:\/\/maleja.cz\/wp-content\/uploads\/pexels-gustavo-fring-7489107_2.jpg","height":0,"width":0},"url":"https:\/\/maleja.cz\/rodinny-dum-nebo-byt-na-hypoteku-je-v-ceske-republice-oblibenou-investici\/","about":["Zbo\u017e\u00ed"],"wordCount":430,"articleBody":"           Kdy\u017e jsem se nast\u011bhoval do sv\u00e9ho nov\u00e9ho bytu v bytov\u00e9m dom\u011b na mal\u00e9m m\u011bst\u011b, zaj\u00edmalo m\u011b, jac\u00ed zde \u017eij\u00ed lid\u00e9 a zji\u0161\u0165oval jsem si o nich tak\u00e9 informace o vlastnictv\u00ed jednotliv\u00fdch byt\u016f. Krom\u011b jedin\u00e9ho bytu, kter\u00fd pat\u0159\u00ed m\u011bstu a m\u011bsto jej pronaj\u00edm\u00e1, jsou v\u0161echny byty  https:\/\/www.hypocentrum.cz\/o-hypocentru\/nase-projekty\/byty v osobn\u00edm vlastnictv\u00ed. Mezi nimi jsem objevil i mladou rodinu, kter\u00e1 tu m\u011bla z\u00e1stavn\u00ed pr\u00e1vo na hypote\u010dn\u00ed \u00fav\u011br, a po p\u011bti letech, kdy jsem se jen tak n\u00e1hodn\u011b d\u00edval na tyto informace v katastr\u00e1ln\u00edm \u00fa\u0159adu znovu, z\u00e1stavn\u00ed pr\u00e1vo ji\u017e bylo vymaz\u00e1no a hypot\u00e9ka na dru\u017estevn\u00ed byt uhrazena v pln\u00e9 v\u00fd\u0161i.Toto je jeden z p\u0159\u00edklad\u016f, jak si i mlad\u00ed lid\u00e9 mohou po\u0159\u00eddit byt v bytov\u00e9m dom\u011b a neb\u00fdt z\u00e1visl\u00ed na pron\u00e1jmech. Tuto rodinu shodou okolnost\u00ed dob\u0159e zn\u00e1m, otec rodiny je pracovit\u00fd a \u0161ikovn\u00fd \u0159emesln\u00edk a je to typ \u010dlov\u011bka, se kter\u00fdm si rozum\u00edm a dob\u0159e spolu vych\u00e1z\u00edme. Mo\u017en\u00e1 se na jeho chov\u00e1n\u00ed a psychick\u00e9 pohod\u011b podepisuje pr\u00e1v\u011b vlastnictv\u00ed nemovitosti, co\u017e se ostatn\u011b t\u00fdk\u00e1 drtiv\u00e9 v\u011bt\u0161iny lid\u00ed v na\u0161em dom\u011b. N\u00e1\u0161 d\u016fm zkr\u00e1tka p\u0159isp\u00edv\u00e1 k t\u00e9 statistick\u00e9 hodnot\u011b osmdes\u00e1ti procent obyvatel na\u0161\u00ed zem\u011b, kte\u0159\u00ed maj\u00ed svou vlastn\u00ed nemovitost a nemaj\u00ed z\u00e1jem bydlet v n\u00e1jmu.N\u00e1jemn\u00ed bydlen\u00ed nepova\u017euji za plnohodnotn\u00e9, a to i s v\u011bdom\u00edm, \u017ee nap\u0159\u00edklad ve \u0160v\u00fdcarsku panuje n\u00e1jemn\u00ed boom, v n\u011bm\u017e \u017eije t\u00e9m\u011b\u0159 \u0161edes\u00e1t procent lid\u00ed. \u010ce\u0161i ale maj\u00ed k nemovitostem jin\u00fd vztah, u n\u00e1s v\u011bt\u0161ina lid\u00ed pova\u017euje investice do byt\u016f \u010di rodinn\u00fdch dom\u016f za nejrozumn\u011bj\u0161\u00ed investi\u010dn\u00ed proces v porovn\u00e1n\u00ed s jin\u00fdmi komoditami. My zkr\u00e1tka v\u00edce v\u011b\u0159\u00edme tomu gruntu, t\u00e9 cihle a v\u00e1pnu, s\u00e1drokartonu, p\u00f3robetonu, d\u0159ev\u011bn\u00e9mu masivu a dal\u0161\u00edm stavebn\u00edm materi\u00e1l\u016fm.V n\u00e1jmu jsem bydlel deset let a u\u017e bych si to zopakovat necht\u011bl. Byla to jedna z m\u00fdch nejhor\u0161\u00edch \u017eivotn\u00edch zku\u0161enost\u00ed, z nich\u017e ta nejv\u00edce trpk\u00e1 byla pr\u00e1v\u011b z\u00e1vislost na v\u016fli pronaj\u00edmatele, kter\u00fd o sv\u00e9m majetku rozhoduje bez v\u00e1s a vy se pouze mus\u00edte pod\u0159\u00eddit jeho n\u00e1pad\u016fm, i kdy\u017e zrovna nerezonuj\u00ed s t\u011bmi va\u0161imi.                                                                                                                                                                                                                                                                                                                                                                                                  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